Product Strategy & AI

Jeff Soto

Product and technology executive turning AI capability into consumer products at scale.

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About

Jeff Soto

My name is Jeff Soto, and I was born and raised in New York City. I build and lead product and technology organizations that create products used by millions of people around the world.

I started my career at Apple during the launch of the App Store and have spent the years since building consumer products. I founded Tendigi, a Brooklyn-based mobile studio that was acquired by Work & Co, where I led client engagements for Google, the NBA, Netflix, and PGA Tour.

As CTO of Mosaic Group (IAC), I led a 160-person product and engineering organization responsible for more than 50 consumer apps reaching over 15 million monthly active users. The business was later acquired by Bending Spoons.

Today, I'm Head of Product at Era Finance, where we're building agentic personal finance: AI that doesn't just help people understand their money, but safely acts on their behalf.

I've spent my career at the intersection of emerging technology and consumer products. AI is the biggest shift I've seen, and I spend every day building with it, testing its real capabilities, understanding its limits, and exploring how it can make software fundamentally more useful.

Want to connect? Send me an email

Highlights

$100M+ Exit

Led a 50+ app portfolio with 15M MAU and 1B+ lifetime downloads at Mosaic Group (IAC) — acquired by Bending Spoons

Google, NBA, PGA Tour, Netflix

Led product & engineering for top-tier clients at Work & Co

Agency Life

Founded a mobile studio that shipped for Home Depot, WWF, Polaroid, Viacom and Steinway & Sons — acquired by Work & Co

AI Strategy

Founded EVNN, advising companies in media entertainment, finance, and hospitality on AI product strategy

Apple

Early career at Apple working on top-secret software and hardware projects

Experience

Sixteen years building and scaling consumer software, across mobile, web, AI, and the platforms in between.

Jul 2026 – Present

Hands on building and leading product for Era, an agent-native personal finance platform that connects users' financial lives to any AI assistant they choose, enabling AI to understand their money and act on it with their approval.

Feb 2024 – Jul 2026

Led product strategy and AI integration for clients across finance, media, and entertainment. Drove 0-to-1 product strategy and launches for consumer-facing apps. Diagnosed core product-vision challenges through strategic engagements, transitioning into ongoing advisory roles. Established product operating models including prioritization frameworks, delivery cadence, and accountability structures for organizations scaling their product capabilities.

Oct 2025 – Present

Advising Era, an AI-powered personal finance management platform, on overall product strategy, prioritization, and product development. Helping shape the vision and roadmap for AI-driven features that simplify money management for consumers.

Jul 2022 – Feb 2024

Owned product and technology strategy for 50+ consumer apps serving 15M MAU, including Robokiller, an AI-powered safety product. Positioned the portfolio for a successful $100M+ acquisition by Bending Spoons through disciplined product rationalization and operational efficiency. Directed a 160-person organization across product, engineering, data science, and QA. Unified data, AI, and product engineering under a centralized platform team. Drove product and monetization strategy that improved LTV/CAC by ~25%.

Sep 2019 – Jul 2022

Led product strategy and execution for Fortune 500 clients including Google, NBA, PGA Tour, and Netflix, delivering large-scale digital products across mobile, web, and cloud platforms. Directed an organization of 100+ engineers and QA analysts. Played a key role in new business development, helping secure $10–15M in annual engagements through product strategy leadership and client partnership. Work & Co was acquired by Accenture.

Jan 2010 – Sep 2019

Founded and scaled a mobile product studio delivering high-performance iOS and Android applications for global brands including Apple, Polaroid, Viacom, Nick Jr., World Wildlife Fund, and Steinway & Sons. Owned end-to-end product delivery for complex initiatives involving hardware integration, creative technology, and emerging mobile capabilities. Drove business growth through direct client partnerships across multi-year engagements. Tendigi was acquired by Work & Co in 2019.

Jun 2007 – Jan 2010

Tested and validated professional audio software and hardware compatibility with Mac OS X. Collaborated with Apple's developer relations and audio engineering teams to support external partners in adopting new audio frameworks. Contributed to the reliability and user experience of Apple's professional audio stack during the App Store launch era.

Expertise

Product

  • Ideation & Strategy
  • GTM Strategy
  • User-Centric Design
  • Agile & Lean
  • Cross-Functional Collaboration
  • Mobile Products
  • Web Funnels
  • Performance Measurement

Technical

  • Technical Strategy & Vision
  • Engineering Leadership
  • Product Dev Lifecycle
  • Analytics & Standardization
  • Platform Tooling
  • System Architecture

Applied AI

  • AI-Native Product Design
  • LLM Integration & Orchestration
  • AI Strategy & Roadmapping
  • Prompt Engineering & Evaluation
  • ML Ops & Infrastructure
  • Conversational & Agentic UX

Projects & Programs

  • Project Planning & Execution
  • Risk Management
  • Stakeholder Management
  • Continuous Improvement
  • Delivery Management
  • Process Optimization

Operations

  • Cost Optimization
  • Build vs Buy Analysis
  • Financial Management
  • Strategic Planning
  • Team Development
  • M&A / Due Diligence